We believe in reinvesting in our community. That’s why Lincoln Bank is our preferred Lot Loan lender. Of course, you’re free to choose whichever financial institution suites you, we just think they’re worth a look.

If you want to acquire the lot first and choose a builder later, Lincoln Bank can help you realize that dream at very competitive rates. Lincoln Bank’s Lot Loans provide:

• 100% lot financing available for approved, platted subdivision lots; non-platted lands are taken on a case-by-case basis
• An interest-only loan for those who will build within the next 12 months, or
• A principal-plus-interest loan with a 15-year and balloon payment in 3 years for those unsure when they will start building
• FDIC Insured